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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,335 | $102,385+89.8% | $147,080+32.1% | $80,935+140.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 8.62% | 135.09%-126.5pp | 420.17%-411.5pp | 35.66%-27.0pp |
| Employer contribution / active EE | $3,807 | $3,717+2.4% | $4,933-22.8% | $2,757+38.1% |
| Participant deferral / active EE | $8,380 | $6,651+26.0% | $8,066+3.9% | $4,299+94.9% |
| Admin fee / account holder | $18,102 | $7,951+127.7% | $12,989+39.4% | $6,924+161.4% |