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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $535,024 | $209,336+155.6% | $197,124+171.4% | $137,256+289.8% |
| Participation rate | 95.5% | 87.3%+8.2pp | 86.7%+8.7pp | 80.0%+15.5pp |
| Annual return | 16.18% | 48.09%-31.9pp | 44.34%-28.2pp | 220.34%-204.2pp |
| Employer contribution / active EE | $12,342 | $6,591+87.3% | $6,227+98.2% | $4,156+197.0% |
| Participant deferral / active EE | $16,182 | $9,614+68.3% | $9,135+77.2% | $6,407+152.6% |
| Admin fee / account holder | $31,574 | $17,308+82.4% | $16,298+93.7% | $12,270+157.3% |