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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,431 | $88,672+38.1% | $105,223+16.4% | $82,448+48.5% |
| Participation rate | 82.5% | 67.9%+14.6pp | 75.0%+7.5pp | 68.1%+14.4pp |
| Annual return | 10.71% | 30.86%-20.1pp | 180.65%-169.9pp | 41.64%-30.9pp |
| Employer contribution / active EE | $409 | $3,048-86.6% | $3,689-88.9% | $2,551-84.0% |
| Participant deferral / active EE | $4,185 | $4,036+3.7% | $5,072-17.5% | $4,139+1.1% |
| Admin fee / account holder | $4,758 | $7,146-33.4% | $8,859-46.3% | $7,234-34.2% |