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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $43,511 |
GOLDMAN SACHS1 year Filed as: GOLDMAN SACHS ASSET MANAGEMENT LP Service code 27 · EIN 13-3575636 | Advisory (Plan) | $34,243 |
Filed as: ROCATON INVESTMENT ADVISORS LLC Service code 27 · EIN 04-3638035 | Advisory (Plan) | $2,750 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,216 | $88,360+4.4% | $145,433-36.6% | $67,986+35.6% |
| Participation rate | 74.7% | 65.5%+9.3pp | 82.1%-7.4pp | 57.2%+17.5pp |
| Annual return | 20.93% | 63.15%-42.2pp | 66.58%-45.7pp | 31.67%-10.7pp |
| Employer contribution / active EE | $3,181 | $3,054+4.2% | $4,554-30.2% | $2,019+57.6% |
| Participant deferral / active EE | $9,337 | $5,932+57.4% | $7,897+18.2% | $3,358+178.0% |
| Admin fee / account holder | $335 | $3,313-89.9% | $13,129-97.4% | $3,203-89.5% |