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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,558 | $157,829+31.5% | $136,867+51.6% | $198,609+4.5% |
| Participation rate | 100.0% | 77.2%+22.8pp | 74.5%+25.5pp | 82.4%+17.6pp |
| Annual return | 18.15% | 51.25%-33.1pp | 42.97%-24.8pp | 202.70%-184.5pp |
| Employer contribution / active EE | $4,042 | $3,923+3.0% | $3,547+14.0% | $5,055-20.1% |
| Participant deferral / active EE | $12,638 | $5,463+131.3% | $4,924+156.7% | $6,977+81.1% |
| Admin fee / account holder | $2,578 | $11,107-76.8% | $10,340-75.1% | $19,030-86.5% |