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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,558 | $72,071+188.0% | $68,368+203.6% | $137,256+51.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 18.15% | 353.14%-335.0pp | 292.57%-274.4pp | 220.34%-202.2pp |
| Employer contribution / active EE | $4,042 | $2,788+45.0% | $2,649+52.6% | $4,156-2.7% |
| Participant deferral / active EE | $12,638 | $4,410+186.6% | $4,123+206.5% | $6,407+97.3% |
| Admin fee / account holder | $2,578 | $5,336-51.7% | $5,150-49.9% | $12,270-79.0% |