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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,016 | $106,749+29.3% | $145,433-5.1% | $82,448+67.4% |
| Participation rate | 67.9% | 75.6%-7.8pp | 82.1%-14.3pp | 68.1%-0.2pp |
| Annual return | 19.43% | 27.59%-8.2pp | 66.58%-47.1pp | 41.64%-22.2pp |
| Employer contribution / active EE | $1,510 | $3,444-56.2% | $4,554-66.8% | $2,551-40.8% |
| Participant deferral / active EE | $5,385 | $6,519-17.4% | $7,897-31.8% | $4,139+30.1% |
| Admin fee / account holder | $44,000 | $8,390+424.4% | $13,129+235.1% | $7,234+508.2% |