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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,218 | $97,125-72.0% | $86,233-68.4% | $137,256-80.2% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.0%+14.3pp | 80.0%+3.4pp |
| Annual return | 26.11% | 74.19%-48.1pp | 61.39%-35.3pp | 220.34%-194.2pp |
| Employer contribution / active EE | $2,234 | $2,841-21.4% | $2,504-10.8% | $4,156-46.3% |
| Participant deferral / active EE | $5,485 | $5,180+5.9% | $4,559+20.3% | $6,407-14.4% |
| Admin fee / account holder | $344 | $9,725-96.5% | $8,342-95.9% | $12,270-97.2% |