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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,218 | $108,882-75.0% | $96,754-71.9% | $154,746-82.4% |
| Participation rate | 83.3% | 75.1%+8.3pp | 70.3%+13.1pp | 80.7%+2.6pp |
| Annual return | 26.11% | 98.39%-72.3pp | 82.04%-55.9pp | 172.34%-146.2pp |
| Employer contribution / active EE | $2,234 | $3,018-26.0% | $2,679-16.6% | $4,379-49.0% |
| Participant deferral / active EE | $5,485 | $5,323+3.1% | $4,758+15.3% | $6,730-18.5% |
| Admin fee / account holder | $344 | $10,200-96.6% | $8,905-96.1% | $14,365-97.6% |