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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,218 | $99,053-72.5% | $88,179-69.1% | $138,895-80.4% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.1%+14.2pp | 79.9%+3.4pp |
| Annual return | 26.11% | 78.17%-52.1pp | 64.97%-38.9pp | 145.39%-119.3pp |
| Employer contribution / active EE | $2,234 | $2,882-22.5% | $2,549-12.4% | $4,194-46.7% |
| Participant deferral / active EE | $5,485 | $5,225+5.0% | $4,614+18.9% | $6,396-14.2% |
| Admin fee / account holder | $344 | $8,748-96.1% | $7,673-95.5% | $12,562-97.3% |