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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,230 | $88,778-16.4% | $81,844-9.3% | $145,884-49.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 22.64% | 1033.03%-1010.4pp | 778.87%-756.2pp | 551.85%-529.2pp |
| Employer contribution / active EE | $1,824 | $3,087-40.9% | $2,916-37.5% | $4,662-60.9% |
| Participant deferral / active EE | $3,047 | $4,648-34.4% | $4,323-29.5% | $6,690-54.5% |
| Admin fee / account holder | $14,168 | $8,430+68.1% | $7,355+92.6% | $13,392+5.8% |