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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,789 | $71,353+145.0% | $92,805+88.3% | $86,983+100.9% |
| Participation rate | 73.7% | 80.9%-7.2pp | 83.5%-9.8pp | 69.5%+4.1pp |
| Annual return | 14.35% | 44.68%-30.3pp | 31.59%-17.2pp | 25.83%-11.5pp |
| Employer contribution / active EE | $2,488 | $2,468+0.8% | $3,424-27.3% | $2,584-3.7% |
| Participant deferral / active EE | $6,652 | $6,966-4.5% | $8,448-21.3% | $4,194+58.6% |
| Admin fee / account holder | $4,314 | $6,099-29.3% | $10,911-60.5% | $7,856-45.1% |