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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC1 year Service code 27 · EIN 33-0905143 | Advisory (Plan) | $56,588 |
Service code 37 · EIN 04-2647786 | Loan Processing | $14,852 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported that benefits due were not provided when due.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,509 | $180,576-28.8% | $147,080-12.6% | - |
| Participation rate | 98.0% | 77.3%+20.7pp | 82.2%+15.8pp | - |
| Annual return | 14.02% | 11.77%+2.3pp | 420.17%-406.1pp | - |
| Employer contribution / active EE | $3,900 | $3,313+17.7% | $4,933-20.9% | - |
| Participant deferral / active EE | $10,840 | $6,942+56.2% | $8,066+34.4% | - |
| Admin fee / account holder | $541 | $27,717-98.0% | $12,989-95.8% | - |