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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,541 | $102,382-69.2% | $147,005-78.5% | $80,874-61.0% |
| Participation rate | 76.3% | 75.8%+0.4pp | 82.2%-5.9pp | 67.6%+8.6pp |
| Annual return | 22.08% | 134.89%-112.8pp | 418.76%-396.7pp | 35.62%-13.5pp |
| Employer contribution / active EE | $2,810 | $3,715-24.4% | $4,934-43.0% | $2,756+2.0% |
| Participant deferral / active EE | $4,913 | $6,646-26.1% | $8,070-39.1% | $4,297+14.3% |
| Admin fee / account holder | $1,041 | $7,942-86.9% | $13,006-92.0% | $6,935-85.0% |