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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,992 | $154,228-50.1% | $145,433-47.1% | $137,256-43.9% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 16.40% | 74.59%-58.2pp | 66.58%-50.2pp | 220.34%-203.9pp |
| Employer contribution / active EE | $3,119 | $4,804-35.1% | $4,554-31.5% | $4,156-25.0% |
| Participant deferral / active EE | $7,908 | $8,216-3.8% | $7,897+0.1% | $6,407+23.4% |
| Admin fee / account holder | $351 | $14,344-97.6% | $13,129-97.3% | $12,270-97.1% |