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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $425,649 | $107,666+295.3% | $102,184+316.6% | $154,746+175.1% |
| Participation rate | 90.9% | 83.7%+7.2pp | 82.6%+8.3pp | 80.7%+10.2pp |
| Annual return | 14.53% | 29.33%-14.8pp | 31.58%-17.1pp | 172.34%-157.8pp |
| Employer contribution / active EE | $23,394 | $3,846+508.2% | $3,594+551.0% | $4,379+434.2% |
| Participant deferral / active EE | $19,838 | $8,719+127.5% | $8,309+138.8% | $6,730+194.8% |
| Admin fee / account holder | $124,172 | $12,943+859.3% | $11,609+969.6% | $14,365+764.4% |