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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,878 | $47,479+15.6% | $62,929-12.8% | $82,448-33.4% |
| Participation rate | 77.4% | 66.9%+10.6pp | 73.1%+4.3pp | 68.1%+9.4pp |
| Annual return | 13.68% | 20.34%-6.7pp | 1063.93%-1050.2pp | 41.64%-28.0pp |
| Employer contribution / active EE | $0 | $1,885-100.0% | $2,505-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,924 | $2,870+36.7% | $3,888+0.9% | $4,139-5.2% |
| Admin fee / account holder | $15,058 | $3,804+295.9% | $5,065+197.3% | $7,234+108.2% |