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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,878 | $50,554+8.6% | $67,681-18.9% | $87,485-37.3% |
| Participation rate | 77.4% | 67.7%+9.7pp | 73.7%+3.7pp | 68.9%+8.5pp |
| Annual return | 13.68% | 17.81%-4.1pp | 590.58%-576.9pp | 26.06%-12.4pp |
| Employer contribution / active EE | $0 | $1,988-100.0% | $2,678-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,924 | $2,961+32.5% | $3,976-1.3% | $4,274-8.2% |
| Admin fee / account holder | $15,058 | $4,132+264.4% | $6,100+146.9% | $7,775+93.7% |