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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,820 | $212,386-31.3% | $199,883-27.0% | $138,895+5.0% |
| Participation rate | 93.8% | 87.4%+6.4pp | 86.8%+7.0pp | 79.9%+13.8pp |
| Annual return | 7.29% | 47.75%-40.5pp | 43.81%-36.5pp | 145.39%-138.1pp |
| Employer contribution / active EE | $8,822 | $6,625+33.2% | $6,261+40.9% | $4,194+110.3% |
| Participant deferral / active EE | $15,768 | $9,617+64.0% | $9,138+72.5% | $6,396+146.5% |
| Admin fee / account holder | $522 | $18,233-97.1% | $17,268-97.0% | $12,562-95.8% |