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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,820 | $209,336-30.3% | $197,124-26.0% | $137,256+6.2% |
| Participation rate | 93.8% | 87.3%+6.4pp | 86.7%+7.0pp | 80.0%+13.8pp |
| Annual return | 7.29% | 48.09%-40.8pp | 44.34%-37.1pp | 220.34%-213.0pp |
| Employer contribution / active EE | $8,822 | $6,591+33.8% | $6,227+41.7% | $4,156+112.3% |
| Participant deferral / active EE | $15,768 | $9,614+64.0% | $9,135+72.6% | $6,407+146.1% |
| Admin fee / account holder | $522 | $17,308-97.0% | $16,298-96.8% | $12,270-95.7% |