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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,273 | $156,616-35.3% | $133,346-24.1% | $198,609-49.0% |
| Participation rate | 88.9% | 77.7%+11.2pp | 72.8%+16.0pp | 82.4%+6.5pp |
| Annual return | 7.58% | 44.25%-36.7pp | 36.85%-29.3pp | 202.70%-195.1pp |
| Employer contribution / active EE | $1,755 | $3,368-47.9% | $2,853-38.5% | $5,055-65.3% |
| Participant deferral / active EE | $2,860 | $4,920-41.9% | $4,332-34.0% | $6,977-59.0% |
| Admin fee / account holder | $1,020 | $17,468-94.2% | $14,264-92.8% | $19,030-94.6% |