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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,727 | $108,825+111.1% | $156,181+47.1% | $82,448+178.6% |
| Participation rate | 92.6% | 72.4%+20.2pp | 78.8%+13.8pp | 68.1%+24.5pp |
| Annual return | 15.72% | 20.59%-4.9pp | 64.87%-49.1pp | 41.64%-25.9pp |
| Employer contribution / active EE | $2,061 | $2,870-28.2% | $4,294-52.0% | $2,551-19.2% |
| Participant deferral / active EE | $4,940 | $4,577+7.9% | $6,132-19.4% | $4,139+19.3% |
| Admin fee / account holder | $859 | $9,341-90.8% | $14,586-94.1% | $7,234-88.1% |