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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,745 | $174,379-63.4% | $152,093-58.1% | $138,895-54.1% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 10.98% | 74.86%-63.9pp | 66.36%-55.4pp | 145.39%-134.4pp |
| Employer contribution / active EE | $3,719 | $4,652-20.0% | $4,175-10.9% | $4,194-11.3% |
| Participant deferral / active EE | $3,664 | $6,159-40.5% | $5,451-32.8% | $6,396-42.7% |
| Admin fee / account holder | $385 | $16,880-97.7% | $14,497-97.3% | $12,562-96.9% |