Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,162 | $106,864-43.7% | $147,318-59.2% | $82,637-27.2% |
| Participation rate | 61.1% | 75.5%-14.4pp | 82.1%-21.0pp | 68.1%-6.9pp |
| Annual return | 15.40% | 27.49%-12.1pp | 70.43%-55.0pp | 53.51%-38.1pp |
| Employer contribution / active EE | $459 | $3,417-86.6% | $4,593-90.0% | $2,552-82.0% |
| Participant deferral / active EE | $4,494 | $6,496-30.8% | $7,906-43.2% | $4,126+8.9% |
| Admin fee / account holder | $5,706 | $8,415-32.2% | $13,708-58.4% | $7,339-22.3% |