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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,503 | $160,028-49.1% | $147,080-44.6% | $145,884-44.1% |
| Participation rate | 94.4% | 84.0%+10.4pp | 82.2%+12.3pp | 80.3%+14.1pp |
| Annual return | 17.02% | 98.60%-81.6pp | 420.17%-403.2pp | 551.85%-534.8pp |
| Employer contribution / active EE | $3,994 | $5,286-24.4% | $4,933-19.0% | $4,662-14.3% |
| Participant deferral / active EE | $7,635 | $8,422-9.3% | $8,066-5.3% | $6,690+14.1% |
| Admin fee / account holder | $1,546 | $15,030-89.7% | $12,989-88.1% | $13,392-88.5% |