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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,308 | $76,407+414.8% | $150,298+161.7% | $82,448+377.0% |
| Participation rate | 95.3% | 66.4%+28.9pp | 77.8%+17.6pp | 68.1%+27.2pp |
| Annual return | 17.41% | 39.99%-22.6pp | 62.79%-45.4pp | 41.64%-24.2pp |
| Employer contribution / active EE | $15,218 | $2,614+482.1% | $4,154+266.3% | $2,551+496.5% |
| Participant deferral / active EE | $23,271 | $3,214+624.0% | $5,453+326.8% | $4,139+462.2% |
| Admin fee / account holder | $7,958 | $6,352+25.3% | $14,116-43.6% | $7,234+10.0% |