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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,225 | $102,429+159.9% | $147,096+81.0% | $80,925+229.0% |
| Participation rate | 91.2% | 75.9%+15.4pp | 82.2%+9.0pp | 67.7%+23.6pp |
| Annual return | 16.18% | 135.02%-118.8pp | 419.75%-403.6pp | 35.65%-19.5pp |
| Employer contribution / active EE | $1,589 | $3,716-57.2% | $4,936-67.8% | $2,756-42.3% |
| Participant deferral / active EE | $14,802 | $6,649+122.6% | $8,071+83.4% | $4,299+244.3% |
| Admin fee / account holder | $28,063 | $7,957+252.7% | $13,005+115.8% | $6,940+304.4% |