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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,879 | $184,014-76.7% | $161,149-73.4% | $138,895-69.1% |
| Participation rate | 46.2% | 82.1%-35.9pp | 78.8%-32.7pp | 79.9%-33.8pp |
| Annual return | 19.57% | 21.52%-2.0pp | 21.16%-1.6pp | 145.39%-125.8pp |
| Employer contribution / active EE | $1,251 | $5,055-75.2% | $4,360-71.3% | $4,194-70.2% |
| Participant deferral / active EE | $3,257 | $6,909-52.9% | $6,153-47.1% | $6,396-49.1% |
| Admin fee / account holder | $837 | $18,027-95.4% | $15,194-94.5% | $12,562-93.3% |