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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,842 | $106,864+28.1% | $147,318-7.1% | $82,637+65.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.33% | 27.49%-15.2pp | 70.43%-58.1pp | 53.51%-41.2pp |
| Employer contribution / active EE | $3,185 | $3,417-6.8% | $4,593-30.6% | $2,552+24.8% |
| Participant deferral / active EE | $9,527 | $6,496+46.7% | $7,906+20.5% | $4,126+130.9% |
| Admin fee / account holder | $17,308 | $8,415+105.7% | $13,708+26.3% | $7,339+135.8% |