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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,842 | $99,875+37.0% | $146,866-6.8% | $86,983+57.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 12.33% | 28.10%-15.8pp | 102.85%-90.5pp | 25.83%-13.5pp |
| Employer contribution / active EE | $3,185 | $3,224-1.2% | $4,425-28.0% | $2,584+23.2% |
| Participant deferral / active EE | $9,527 | $6,322+50.7% | $7,759+22.8% | $4,194+127.2% |
| Admin fee / account holder | $17,308 | $7,838+120.8% | $13,620+27.1% | $7,856+120.3% |