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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,306 | $159,934+105.3% | $147,005+123.3% | $145,959+124.9% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 6.34% | 98.24%-91.9pp | 418.76%-412.4pp | 561.95%-555.6pp |
| Employer contribution / active EE | $10,466 | $5,287+97.9% | $4,934+112.1% | $4,661+124.6% |
| Participant deferral / active EE | $14,038 | $8,427+66.6% | $8,070+74.0% | $6,689+109.9% |
| Admin fee / account holder | $2,921 | $15,053-80.6% | $13,006-77.5% | $13,398-78.2% |