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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,306 | $160,070+105.1% | $147,117+123.2% | $145,897+125.0% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 6.34% | 98.69%-92.4pp | 420.54%-414.2pp | 552.29%-546.0pp |
| Employer contribution / active EE | $10,466 | $5,285+98.0% | $4,932+112.2% | $4,663+124.5% |
| Participant deferral / active EE | $14,038 | $8,419+66.7% | $8,065+74.1% | $6,689+109.9% |
| Admin fee / account holder | $2,921 | $15,035-80.6% | $12,993-77.5% | $13,390-78.2% |