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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC5 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $92,157 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$38,505 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,388 | $89,093-13.1% | $102,434-24.5% | $77,736-0.4% |
| Participation rate | 91.5% | 80.9%+10.5pp | 76.5%+14.9pp | 70.6%+20.9pp |
| Annual return | 14.25% | 25.03%-10.8pp | 29.46%-15.2pp | 31.26%-17.0pp |
| Employer contribution / active EE | $1,998 | $2,699-26.0% | $3,023-33.9% | $2,728-26.8% |
| Participant deferral / active EE | $5,297 | $5,147+2.9% | $5,055+4.8% | $4,651+13.9% |
| Admin fee / account holder | $69 | $236-70.9% | $9,462-99.3% | $433-84.1% |