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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,917 | $110,039-75.5% | $97,260-72.3% | $145,884-81.5% |
| Participation rate | 76.9% | 75.9%+1.0pp | 72.7%+4.3pp | 80.3%-3.4pp |
| Annual return | 17.95% | 244.44%-226.5pp | 75.54%-57.6pp | 551.85%-533.9pp |
| Employer contribution / active EE | $1,732 | $3,074-43.6% | $2,721-36.3% | $4,662-62.8% |
| Participant deferral / active EE | $2,268 | $4,674-51.5% | $4,262-46.8% | $6,690-66.1% |
| Admin fee / account holder | $1,870 | $6,204-69.9% | $5,640-66.8% | $13,392-86.0% |