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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $422,470 | $114,013+270.5% | $103,693+307.4% | $155,188+172.2% |
| Participation rate | 81.8% | 75.2%+6.6pp | 72.6%+9.2pp | 80.8%+1.0pp |
| Annual return | 33.01% | 49.31%-16.3pp | 47.61%-14.6pp | 148.84%-115.8pp |
| Employer contribution / active EE | $3,514 | $3,131+12.2% | $2,920+20.3% | $4,248-17.3% |
| Participant deferral / active EE | $9,044 | $4,970+82.0% | $4,579+97.5% | $6,531+38.5% |
| Admin fee / account holder | $58,774 | $8,407+599.1% | $7,858+647.9% | $14,480+305.9% |