Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,831 | $76,834-5.2% | $108,359-32.8% | $87,485-16.7% |
| Participation rate | 63.0% | 61.7%+1.2pp | 70.1%-7.2pp | 68.9%-6.0pp |
| Annual return | 11.59% | 19.09%-7.5pp | 36.89%-25.3pp | 26.06%-14.5pp |
| Employer contribution / active EE | $899 | $1,556-42.2% | $2,399-62.5% | $2,596-65.4% |
| Participant deferral / active EE | $2,476 | $3,100-20.1% | $4,137-40.1% | $4,274-42.1% |
| Admin fee / account holder | $1,058 | $6,537-83.8% | $9,741-89.1% | $7,775-86.4% |