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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,375 | $134,817-28.5% | $123,973-22.3% | $155,188-37.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 2.69% | 515.49%-512.8pp | 388.13%-385.4pp | 148.84%-146.2pp |
| Employer contribution / active EE | $1,994 | $4,425-54.9% | $4,126-51.7% | $4,248-53.1% |
| Participant deferral / active EE | $2,674 | $5,706-53.1% | $5,247-49.0% | $6,531-59.1% |
| Admin fee / account holder | $782 | $13,245-94.1% | $11,799-93.4% | $14,480-94.6% |