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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,883 | $108,825-14.6% | $156,181-40.5% | $82,448+12.7% |
| Participation rate | 49.1% | 72.4%-23.3pp | 78.8%-29.8pp | 68.1%-19.0pp |
| Annual return | 14.33% | 20.59%-6.3pp | 64.87%-50.5pp | 41.64%-27.3pp |
| Employer contribution / active EE | $1,350 | $2,870-53.0% | $4,294-68.6% | $2,551-47.1% |
| Participant deferral / active EE | $2,679 | $4,577-41.5% | $6,132-56.3% | $4,139-35.3% |
| Admin fee / account holder | $10,168 | $9,341+8.9% | $14,586-30.3% | $7,234+40.6% |