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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,757 | $112,729-70.1% | $98,716-65.8% | $137,256-75.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 1.93% | 38.48%-36.5pp | 31.81%-29.9pp | 220.34%-218.4pp |
| Employer contribution / active EE | $2,056 | $2,725-24.6% | $2,279-9.8% | $4,156-50.5% |
| Participant deferral / active EE | $0 | $4,640-100.0% | $4,048-100.0% | $6,407-100.0% |
| Admin fee / account holder | $11,308 | $10,129+11.6% | $8,703+29.9% | $12,270-7.8% |