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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,757 | $124,980-73.0% | $108,359-68.8% | $154,746-78.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 1.93% | 45.00%-43.1pp | 36.89%-35.0pp | 172.34%-170.4pp |
| Employer contribution / active EE | $2,056 | $2,851-27.9% | $2,399-14.3% | $4,379-53.0% |
| Participant deferral / active EE | $0 | $4,743-100.0% | $4,137-100.0% | $6,730-100.0% |
| Admin fee / account holder | $11,308 | $11,502-1.7% | $9,741+16.1% | $14,365-21.3% |