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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,651 | $99,875+43.8% | $146,866-2.2% | $86,983+65.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 12.44% | 28.10%-15.7pp | 102.85%-90.4pp | 25.83%-13.4pp |
| Employer contribution / active EE | $5,482 | $3,224+70.0% | $4,425+23.9% | $2,584+112.1% |
| Participant deferral / active EE | $3,369 | $6,322-46.7% | $7,759-56.6% | $4,194-19.7% |
| Admin fee / account holder | $41,695 | $7,838+432.0% | $13,620+206.1% | $7,856+430.7% |