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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,651 | $106,749+34.6% | $145,433-1.2% | $82,448+74.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 12.44% | 27.59%-15.1pp | 66.58%-54.1pp | 41.64%-29.2pp |
| Employer contribution / active EE | $5,482 | $3,444+59.1% | $4,554+20.4% | $2,551+114.9% |
| Participant deferral / active EE | $3,369 | $6,519-48.3% | $7,897-57.3% | $4,139-18.6% |
| Admin fee / account holder | $41,695 | $8,390+397.0% | $13,129+217.6% | $7,234+476.3% |