Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,303 | $81,487-12.5% | $102,412-30.4% | $80,935-11.9% |
| Participation rate | 54.8% | 66.8%-12.0pp | 74.5%-19.7pp | 67.7%-12.8pp |
| Annual return | 10.07% | 25.60%-15.5pp | 24.94%-14.9pp | 35.66%-25.6pp |
| Employer contribution / active EE | $1,512 | $3,103-51.3% | $3,870-60.9% | $2,757-45.2% |
| Participant deferral / active EE | $2,607 | $3,871-32.6% | $5,060-48.5% | $4,299-39.4% |
| Admin fee / account holder | $8,458 | $6,717+25.9% | $8,388+0.8% | $6,924+22.1% |