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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,985 | $132,820-58.6% | $192,072-71.4% | $132,820-58.6% |
| Participation rate | 93.5% | 74.3%+19.3pp | 86.4%+7.2pp | 74.3%+19.3pp |
| Annual return | 24.32% | 14.82%+9.5pp | -0.38%+24.7pp | 14.82%+9.5pp |
| Employer contribution / active EE | $1,699 | $4,144-59.0% | $7,585-77.6% | $4,144-59.0% |
| Participant deferral / active EE | $889 | $3,980-77.7% | $4,904-81.9% | $3,980-77.7% |
| Admin fee / account holder | $753 | $11,722-93.6% | $10,448-92.8% | $11,722-93.6% |