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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S TRYON ST 11TH FL D1050-111 · CHARLOTTE, NC 28081 | Advisory (Plan) | $106,646 |
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $3,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,248 | $55,470+363.8% | $155,556+65.4% | $74,478+245.4% |
| Participation rate | 97.2% | 61.9%+35.3pp | 78.2%+19.0pp | 67.2%+30.0pp |
| Annual return | 16.70% | 269.80%-253.1pp | 64.84%-48.1pp | 1370.56%-1353.9pp |
| Employer contribution / active EE | $10,916 | $2,267+381.6% | $4,675+133.5% | $2,626+315.7% |
| Participant deferral / active EE | $8,505 | $2,838+199.7% | $5,631+51.0% | $4,350+95.5% |
| Admin fee / account holder | $492 | $1,744-71.8% | $15,885-96.9% | $1,946-74.7% |