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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,316 | $184,014-15.1% | $161,149-3.0% | $138,895+12.5% |
| Participation rate | 87.5% | 82.1%+5.4pp | 78.8%+8.7pp | 79.9%+7.6pp |
| Annual return | 12.03% | 21.52%-9.5pp | 21.16%-9.1pp | 145.39%-133.4pp |
| Employer contribution / active EE | $6,185 | $5,055+22.3% | $4,360+41.9% | $4,194+47.5% |
| Participant deferral / active EE | $19,505 | $6,909+182.3% | $6,153+217.0% | $6,396+204.9% |
| Admin fee / account holder | $731 | $18,027-95.9% | $15,194-95.2% | $12,562-94.2% |