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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,612 | $81,233+249.1% | $155,567+82.3% | $80,874+250.7% |
| Participation rate | 78.4% | 66.2%+12.1pp | 78.2%+0.2pp | 67.6%+10.7pp |
| Annual return | 17.31% | 33.33%-16.0pp | 64.74%-47.4pp | 35.62%-18.3pp |
| Employer contribution / active EE | $8,405 | $3,101+171.1% | $4,674+79.8% | $2,756+205.0% |
| Participant deferral / active EE | $7,392 | $3,452+114.1% | $5,628+31.3% | $4,297+72.0% |
| Admin fee / account holder | $1,985 | $7,998-75.2% | $15,916-87.5% | $6,935-71.4% |