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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,612 | $81,358+248.6% | $155,556+82.3% | $80,959+250.3% |
| Participation rate | 78.4% | 66.3%+12.1pp | 78.2%+0.2pp | 67.7%+10.7pp |
| Annual return | 17.31% | 33.39%-16.1pp | 64.84%-47.5pp | 35.67%-18.4pp |
| Employer contribution / active EE | $8,405 | $3,106+170.6% | $4,675+79.8% | $2,757+204.8% |
| Participant deferral / active EE | $7,392 | $3,455+113.9% | $5,631+31.3% | $4,300+71.9% |
| Admin fee / account holder | $1,985 | $7,994-75.2% | $15,885-87.5% | $6,925-71.3% |