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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,084 | $106,524+310.3% | $152,301+187.0% | $87,485+399.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 14.28% | 26.89%-12.6pp | 80.50%-66.2pp | 26.06%-11.8pp |
| Employer contribution / active EE | $24,600 | $3,371+629.7% | $4,624+432.0% | $2,596+847.5% |
| Participant deferral / active EE | $7,582 | $6,525+16.2% | $8,004-5.3% | $4,274+77.4% |
| Admin fee / account holder | $14,751 | $8,287+78.0% | $14,398+2.5% | $7,775+89.7% |