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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,778 | $52,353-83.2% | $120,225-92.7% | $82,448-89.4% |
| Participation rate | 24.4% | 58.3%-34.0pp | 69.6%-45.2pp | 68.1%-43.7pp |
| Annual return | 24.60% | 61.85%-37.2pp | 439.23%-414.6pp | 41.64%-17.0pp |
| Employer contribution / active EE | $0 | $1,510-100.0% | $3,475-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $678 | $2,627-74.2% | $3,999-83.0% | $4,139-83.6% |
| Admin fee / account holder | $64 | $4,363-98.5% | $5,696-98.9% | $7,234-99.1% |