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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,295 | $227,399-73.0% | $189,758-67.7% | $198,609-69.1% |
| Participation rate | 57.1% | 84.0%-26.9pp | 79.8%-22.7pp | 82.4%-25.2pp |
| Annual return | 10.93% | 61.03%-50.1pp | 52.62%-41.7pp | 202.70%-191.8pp |
| Employer contribution / active EE | $2,630 | $5,526-52.4% | $4,767-44.8% | $5,055-48.0% |
| Participant deferral / active EE | $3,488 | $6,837-49.0% | $5,856-40.4% | $6,977-50.0% |
| Admin fee / account holder | $10,606 | $25,162-57.8% | $20,388-48.0% | $19,030-44.3% |