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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $541,083 | $102,422+428.3% | $147,117+267.8% | $80,959+568.3% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.7%+25.2pp |
| Annual return | 3.96% | 135.16%-131.2pp | 420.54%-416.6pp | 35.67%-31.7pp |
| Employer contribution / active EE | $7,250 | $3,717+95.0% | $4,932+47.0% | $2,757+163.0% |
| Participant deferral / active EE | $15,266 | $6,652+129.5% | $8,065+89.3% | $4,300+255.0% |
| Admin fee / account holder | $9,340 | $7,953+17.4% | $12,993-28.1% | $6,925+34.9% |