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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $541,083 | $102,393+428.4% | $147,041+268.0% | $80,911+568.7% |
| Participation rate | 92.9% | 75.9%+17.0pp | 82.2%+10.7pp | 67.6%+25.2pp |
| Annual return | 3.96% | 134.95%-131.0pp | 419.21%-415.2pp | 35.63%-31.7pp |
| Employer contribution / active EE | $7,250 | $3,715+95.1% | $4,935+46.9% | $2,756+163.1% |
| Participant deferral / active EE | $15,266 | $6,647+129.7% | $8,071+89.1% | $4,297+255.3% |
| Admin fee / account holder | $9,340 | $7,943+17.6% | $13,006-28.2% | $6,935+34.7% |