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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,466 | $105,284-35.0% | $150,734-54.6% | $94,015-27.2% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 19.67% | 15.67%+4.0pp | 600.81%-581.1pp | 17.84%+1.8pp |
| Employer contribution / active EE | $2,034 | $3,599-43.5% | $4,918-58.6% | $2,790-27.1% |
| Participant deferral / active EE | $5,644 | $4,274+32.1% | $5,610+0.6% | $4,249+32.8% |
| Admin fee / account holder | $707 | $9,839-92.8% | $14,905-95.3% | $8,951-92.1% |