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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,678 | $72,071-82.4% | $68,368-81.5% | $137,256-90.8% |
| Participation rate | 68.8% | 76.2%-7.5pp | 73.8%-5.0pp | 80.0%-11.2pp |
| Annual return | 30.29% | 353.14%-322.8pp | 292.57%-262.3pp | 220.34%-190.0pp |
| Employer contribution / active EE | $1,956 | $2,788-29.9% | $2,649-26.2% | $4,156-52.9% |
| Participant deferral / active EE | $3,033 | $4,410-31.2% | $4,123-26.4% | $6,407-52.7% |
| Admin fee / account holder | $120 | $5,336-97.7% | $5,150-97.7% | $12,270-99.0% |