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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,678 | $102,595-87.6% | $94,057-86.5% | $154,746-91.8% |
| Participation rate | 68.8% | 76.0%-7.2pp | 73.3%-4.6pp | 80.7%-12.0pp |
| Annual return | 30.29% | 583.42%-553.1pp | 480.62%-450.3pp | 172.34%-142.0pp |
| Employer contribution / active EE | $1,956 | $3,147-37.9% | $2,933-33.3% | $4,379-55.3% |
| Participant deferral / active EE | $3,033 | $5,118-40.7% | $4,709-35.6% | $6,730-54.9% |
| Admin fee / account holder | $120 | $7,736-98.4% | $7,244-98.3% | $14,365-99.2% |