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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,683 | $172,111+12.5% | $150,298+28.9% | $137,256+41.1% |
| Participation rate | 57.1% | 81.7%-24.6pp | 77.8%-20.6pp | 80.0%-22.8pp |
| Annual return | 17.62% | 69.37%-51.8pp | 62.79%-45.2pp | 220.34%-202.7pp |
| Employer contribution / active EE | $1,228 | $4,636-73.5% | $4,154-70.4% | $4,156-70.5% |
| Participant deferral / active EE | $3,932 | $6,166-36.2% | $5,453-27.9% | $6,407-38.6% |
| Admin fee / account holder | $10,488 | $16,471-36.3% | $14,116-25.7% | $12,270-14.5% |