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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,223 | $131,167+6.1% | $273,431-49.1% | $131,167+6.1% |
| Participation rate | 39.0% | 70.6%-31.6pp | 82.4%-43.4pp | 70.6%-31.6pp |
| Annual return | 16.13% | 14.69%+1.4pp | -9.23%+25.4pp | 14.69%+1.4pp |
| Employer contribution / active EE | $2,785 | $3,654-23.8% | $9,562-70.9% | $3,654-23.8% |
| Participant deferral / active EE | $3,301 | $4,079-19.1% | $4,950-33.3% | $4,079-19.1% |
| Admin fee / account holder | $15,705 | $12,045+30.4% | $20,305-22.7% | $12,045+30.4% |