Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,942 | $58,627-45.5% | $76,735-58.4% | $82,448-61.3% |
| Participation rate | 64.0% | 63.2%+0.8pp | 69.5%-5.5pp | 68.1%-4.1pp |
| Annual return | 13.69% | 39.10%-25.4pp | 29.77%-16.1pp | 41.64%-27.9pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,454-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,296 | $3,134-26.7% | $4,088-43.8% | $4,139-44.5% |
| Admin fee / account holder | $3,842 | $5,323-27.8% | $7,189-46.6% | $7,234-46.9% |