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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,636 | $61,125+31.9% | $94,057-14.3% | $87,485-7.8% |
| Participation rate | 74.7% | 64.1%+10.6pp | 73.3%+1.3pp | 68.9%+5.8pp |
| Annual return | 5.85% | 35.20%-29.4pp | 480.62%-474.8pp | 26.06%-20.2pp |
| Employer contribution / active EE | $2,444 | $2,136+14.4% | $2,933-16.7% | $2,596-5.9% |
| Participant deferral / active EE | $2,573 | $3,260-21.1% | $4,709-45.4% | $4,274-39.8% |
| Admin fee / account holder | $1,078 | $5,629-80.9% | $7,244-85.1% | $7,775-86.1% |