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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,636 | $69,590+15.9% | $136,867-41.1% | $94,015-14.2% |
| Participation rate | 74.7% | 66.3%+8.4pp | 74.5%+0.1pp | 70.8%+3.9pp |
| Annual return | 5.85% | 19.62%-13.8pp | 42.97%-37.1pp | 17.84%-12.0pp |
| Employer contribution / active EE | $2,444 | $2,396+2.0% | $3,547-31.1% | $2,790-12.4% |
| Participant deferral / active EE | $2,573 | $3,437-25.1% | $4,924-47.7% | $4,249-39.5% |
| Admin fee / account holder | $1,078 | $8,912-87.9% | $10,340-89.6% | $8,951-88.0% |