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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,357 | $71,230+15.6% | $93,727-12.1% | $80,959+1.7% |
| Participation rate | 55.7% | 60.4%-4.7pp | 68.7%-13.0pp | 67.7%-12.0pp |
| Annual return | 11.54% | 11.26%+0.3pp | 133.83%-122.3pp | 35.67%-24.1pp |
| Employer contribution / active EE | $1,160 | $1,565-25.9% | $2,421-52.1% | $2,757-57.9% |
| Participant deferral / active EE | $3,058 | $4,037-24.2% | $4,417-30.8% | $4,300-28.9% |
| Admin fee / account holder | $19,947 | $6,961+186.6% | $8,292+140.6% | $6,925+188.0% |