Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,681 | $68,880-48.2% | $120,580-70.4% | $80,959-55.9% |
| Participation rate | 57.6% | 61.7%-4.1pp | 72.0%-14.4pp | 67.7%-10.1pp |
| Annual return | 8.40% | 23.68%-15.3pp | 107.48%-99.1pp | 35.67%-27.3pp |
| Employer contribution / active EE | $0 | $2,066-100.0% | $3,469-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $583 | $3,191-81.7% | $4,995-88.3% | $4,300-86.4% |
| Admin fee / account holder | $1,720 | $5,785-70.3% | $9,418-81.7% | $6,925-75.2% |